Felix Pinkston
Feb 20, 2026 04:01
XRP trades at $1.41 with mixed signals. Technical analysis points to $1.47 resistance breakout needed for bullish momentum toward $2.60 targets by year-end.
XRP Price Prediction Summary
• Short-term target (1 week): $1.47
• Medium-term forecast (1 month): $1.36-$1.63 range
• Bullish breakout level: $1.47
• Critical support: $1.36
What Crypto Analysts Are Saying About Ripple
Recent analyst forecasts provide a mixed but cautiously optimistic outlook for XRP. Timothy Morano projected in late January that “XRP Price Prediction: Targets $2.60 by Year-End 2026 Despite Near-Term Consolidation,” setting a year-end target of $2.60.
Darius Baruo noted in early February that “XRP trades at $1.64 with bearish momentum but oversold RSI signals potential reversal. Technical analysis suggests $1.73 resistance breakout could drive Ripple toward $2.60-$4.00 range by 2026.” His analysis points to the $2.60-$4.00 range as achievable by 2026.
James Ding had targeted $2.20-$2.40 recovery by February 2026, though current price action suggests this timeline may need adjustment given XRP’s consolidation around $1.41.
XRP Technical Analysis Breakdown
XRP’s current technical picture presents a mixed but potentially constructive setup. Trading at $1.41, Ripple has declined 1.06% in the past 24 hours, establishing a daily range between $1.38 and $1.44.
The RSI reading of 38.74 places XRP in neutral territory, though closer to oversold conditions, which historically provides buying opportunities. The MACD histogram at 0.0000 indicates bearish momentum has stalled, while the MACD line at -0.0942 remains below the signal line, suggesting caution.
Bollinger Bands analysis shows XRP positioned at 0.39 within the bands, with the upper band at $1.63 and lower band at $1.27. This positioning suggests room for upward movement within the current volatility range.
Moving averages present a challenging picture, with XRP trading below all major SMAs. The 7-day SMA at $1.46 and 20-day SMA at $1.45 sit just above current levels, while longer-term averages at $1.78 (50-day) and $2.35 (200-day) remain significantly higher.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
A successful break above the immediate resistance at $1.47 could trigger momentum toward the upper Bollinger Band at $1.63. The daily ATR of $0.08 suggests this move is achievable within the current volatility framework.
Key bullish targets include:
– Immediate: $1.47 (strong resistance level)
– Secondary: $1.63 (upper Bollinger Band)
– Extended: $1.78 (50-day SMA reclaim)
For the bullish case to materialize, XRP needs to reclaim the 7-day SMA at $1.46 with sustained volume above the current 24-hour average of $159.5 million.
Bearish Scenario
Failure to hold current support levels could see XRP test lower boundaries. The immediate support at $1.38 represents the recent 24-hour low, while stronger support exists at $1.36.
Bearish targets include:
– Immediate: $1.36 (strong support)
– Secondary: $1.27 (lower Bollinger Band)
– Extended: Sub-$1.20 levels if broader market weakness persists
The Stochastic indicators (%K at 21.62, %D at 17.30) suggest XRP is approaching oversold territory, which could limit further downside.
Should You Buy XRP? Entry Strategy
Current technical conditions suggest a cautious approach with defined risk parameters. The Ripple forecast indicates potential accumulation opportunities near current levels, though confirmation above key resistance remains crucial.
Suggested entry strategy:
– Primary entry: $1.38-$1.41 range (current support zone)
– Confirmation buy: Above $1.47 breakout
– Stop-loss: Below $1.36 (strong support violation)
Risk management becomes critical given XRP’s position below major moving averages. Position sizing should reflect the uncertainty in near-term direction while maintaining exposure to potential upside toward analyst targets.
Conclusion
This XRP price prediction suggests cautious optimism for Ripple’s near-term prospects. While technical indicators show mixed signals, the oversold RSI conditions and stalled bearish momentum create potential for a relief rally toward $1.47 resistance.
The medium-term Ripple forecast remains constructive, with analyst targets of $2.60-$4.00 by year-end providing upside potential despite current consolidation. However, XRP must first reclaim key technical levels to validate these longer-term projections.
Disclaimer: Cryptocurrency price predictions involve significant risk and uncertainty. This analysis is for informational purposes only and should not be considered financial advice. Always conduct your own research and consider your risk tolerance before making investment decisions.
Image source: Shutterstock