The MetaMask Card is now available across the United States, announced Mastercard and ConsenSys. This is its first availability in New York. The card connects users’ self-custodied crypto wallets to Mastercard’s regulated payment network. This is now available to all eligible users in the United States.
The card has been available in some regional areas of the country for several months. The companies have now announced a full rollout of the card, following a pilot that took place during ETHDenver 2025.
The companies have confirmed that this card is now available across the United States. It is now available in New York for the first time.
The companies have announced a premium metal card as part of this rollout. The annual fee for this card is $199. This card offers higher cashback rewards. The card also offers a new physical look for users who want a premium card.
MetaMask Card and Self-Custody Features
The MetaMask Card was issued by Cross River Bank. The MetaMask Card runs on the Mastercard global payments network. The card is powered by Baanx, which now operates as Monavate. The MetaMask Card enables users to make purchases online, in stores, and via Apple Pay and Google Pay.
The card can be used at more than 150 million merchants worldwide through Mastercardâs existing infrastructure. The companies said the goal is to enable practical and regulated crypto spending. They positioned the product as a bridge between on-chain assets and everyday payments.
The MetaMask Card has been described as being self-custodial. This means users retain ownership of their digital assets until the time of making purchases. The assets are converted during the authorization process. This eliminates the need to preload funds to custodial exchange accounts.
Gal Eldar, MetaMask Product Lead, explained the focus of reducing payment friction. He explained that users in global markets have utilized the card for diverse transactional needs.
Eldar emphasized the significance of making crypto spending easy for users. He also pointed out the significance of users retaining control over their assets.
Building Secure Crypto Payments for Users
Sherri Haymond, a Mastercard executive, emphasized the expansion of efforts to connect decentralized finance systems to traditional systems. Haymond explained that the parties agreed to develop secure payment options for users. He pointed out the significance of adhering to existing payment standards.
Users of standard cards can earn rewards of up to 1% in mUSD. However, users of metal cards can earn rewards of up to 3% on the first $10,000 spent annually. Users can also earn rewards from their unused balances through integrations with DeFi systems such as Aave.
Security features include Mastercard ID Theft Protection. Also included is the Zero Liability feature. Eligible purchases are covered under the Price Protection benefit. Users who are authorized can use the card immediately with Mastercard Digital First.
The MetaMask Card is also available in Argentina, Brazil, Canada, Colombia, Mexico, Switzerland, the United Kingdom, and the European Economic Area. More regions may be added as regulatory approvals progress.
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