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Forget Bitcoin and Ethereum: This is the Crypto to Buy in 2026


Bitcoin and Ethereum have dominated crypto headlines for years, but Bitcoin has declined 22.4% year-to-date in 2026, while Ethereum has dropped 33.4% over the same period. Both show signs of exhaustion after their 2025 rallies. Three alternative cryptocurrencies have experienced different price movements than Bitcoin and Ethereum: XRP’s institutional payment infrastructure, Solana’s unmatched transaction speed, and Avalanche’s growing DeFi ecosystem.

5. Avalanche: The DeFi Specialist Trading at Deep Discounts

Avalanche has carved out a niche as a high-performance blockchain optimized for decentralized finance applications. The network’s subnet architecture allows developers to create customized blockchains while maintaining interoperability with the main chain.

The token currently trades at $9.25, representing a 77% decline from its peak of $40.08 in January 2025. This correction has pushed the Relative Strength Index to 39.12, approaching oversold territory. The February 5 low of $8.30 marked capitulation selling, with RSI hitting 20.79 on that date.

Despite the price weakness, Avalanche’s technical infrastructure remains competitive. The network processes thousands of transactions per second with sub-second finality. The subnet model has enabled partnerships with traditional finance institutions exploring blockchain deployment without sacrificing control or compliance requirements.

The token has experienced significant price movement at current levels. While Avalanche ranks fifth among these alternatives due to its smaller ecosystem, the 6.75% decline in February appears to be stabilizing, with volume declining as weak hands exit.

4. Solana: Speed and Cost Advantages Create Differentiation

Solana has established itself as the blockchain of choice for applications requiring high throughput and minimal transaction costs. The network regularly processes over 3,000 transactions per second at fees measured in fractions of a cent, a stark contrast to Ethereum’s congestion and higher costs.

SOL currently trades at $86.76, down 71% from its January 2025 peak of $295. The correction accelerated in early February, with the token hitting $67.48 on February 6 before recovering. Technical indicators show RSI at 37.12, reflecting oversold conditions after the February 5 low of 19.74.

The network’s recovery from past outages has strengthened its resilience. Developer activity remains robust, with the ecosystem expanding into mobile applications, decentralized physical infrastructure networks, and consumer-facing products. Solana’s proof-of-history consensus mechanism enables its speed advantage while maintaining security.

Trading volume patterns suggest institutional accumulation during the recent decline. February 5 saw 464,003 SOL in volume during the selloff, but current volume of 63,740 SOL on February 17 indicates reduced selling pressure. The 66% decline from late January to mid-February represents a significant price movement that has reduced prices to current levels.

3. XRP: Institutional Adoption Meets Regulatory Clarity

XRP stands apart from speculative cryptocurrencies by serving a specific use case: cross-border payments for financial institutions. Ripple’s payment network enables banks and money transfer services to settle international transactions in seconds rather than days, with significantly lower costs than traditional correspondent banking.

The token trades at $1.48, down 48.4% from its February 1 price of $2.88. This decline pushed RSI to 17.06 on February 5, an extreme oversold reading that typically precedes reversals. Current RSI sits at 42.54, indicating recovery from panic selling while leaving room for further gains.

Recent news sentiment supports XRP’s institutional narrative. An October 2025 article about SWIFT testing blockchain technology with 30+ banks showed XRP sentiment at 0.404, the highest bullish score among analyzed cryptocurrencies. The piece noted, “Is Ripple’s edge at risk as SWIFT tries out the blockchain? Short answer: not yet, but the long game just got interesting.”

The SWIFT development validates Ripple’s approach rather than threatening it. Banks testing blockchain infrastructure demonstrate growing acceptance of the technology XRP pioneered. Ripple’s existing partnerships with hundreds of financial institutions position it to benefit as traditional finance embraces digital settlement.

XRP’s 58% decline from its July 2025 high of $3.55 represents a significant price decline from peak levels. The token serves a clear function in the financial system, differentiating it from purely speculative assets. As Bitcoin and Ethereum struggle with their 2026 declines, XRP’s payment utility provides a fundamental floor.

The Case for Alternatives Strengthens

Bitcoin’s RSI of 36.38 indicates oversold conditions, while Ethereum’s RSI of 35.10 shows similar weakness. Both have exhausted their momentum from 2025 rallies. The alternatives analyzed here offer specific technological advantages and use cases beyond store-of-value narratives.

XRP leads this group with institutional adoption momentum and a proven payment network. The recent selloff has eliminated speculative excess while the underlying business case strengthens. These three cryptocurrencies have experienced significant price movements and are trading at substantial discounts to recent highs.

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You don’t need a separate app, a new login, or a different funding source. Crypto lives next to the rest of your portfolio, which makes position sizing, rebalancing, and capital deployment far easier for investors who actively manage risk.

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