Mutuum Finance (MUTM) is recording strong traction as its presale advances deeper into Phase 6, now 50% filled. The new DeFi crypto has already raised $16,700,000 and attracted 16,700 holders since the opening phase, signaling notable interest in its lending-and-borrowing model.
The token price currently stands at $0.035, a 250% increase from the first phase entry of $0.01. Phase 6 is selling out quickly, and once completed, Phase 7 will push the price to $0.04. The token is set to launch at $0.06, which offers Phase 6 participants an expected 371% return from their initial entry point.
Mutuum Finance Presale Progress
Mutuum Finance has structured its presale across 11 phases, with each step bringing higher entry costs for new buyers. This gradual structure incentivises early entry and rewards participants who act ahead of upcoming phases. Investors joining now in Phase 6 not only secure tokens at $0.035 but also position themselves for a significant upside at launch.
Earlier participants have already reaped gains of 3.5x from the opening phase, and those buying today could secure another round of favorable returns before listing. Phase 7 will soon introduce a 14.3% increase, lifting the token price to $0.04, which again highlights the narrowing window for those seeking discounted access.
Moreover, Mutuum Finance has introduced extra community incentives, including a dashboard leaderboard for the top 50 holders, who will receive bonus tokens for maintaining their ranking. The project is also celebrating its presale run through a $100,000 MUTM giveaway, split evenly among 10 winners. To qualify, participants are required to invest a minimum of $50 and complete the listed eligibility steps.
Utility And Security Measures
Mutuum Finance is not operating as a speculative coin alone, it has already outlined how its protocol supports both lenders and borrowers. The model is simple: lenders deposit tokens to earn yield, while borrowers secure over-collateralized loans without giving up ownership of their assets. Interest accrues in real time and funds remain in user-controlled contracts.
The platform offers two modes, Peer-to-Contract for pooled instant liquidity and Peer-to-Peer for customized loan agreements. This dual structure enhances flexibility while protecting solvency through risk-managed parameters such as deposit caps, borrow caps, and collateral thresholds.
The development team has also prioritized trust and resilience. A full CertiK audit has been finalized, scoring 90/100, while a bug bounty program worth $50,000 USDT has been launched in partnership with CertiK. Rewards are allocated across four severity tiers, ensuring security gaps are identified and resolved efficiently.
MUTM Price Prediction For 2028
Considering the strong presale response, Mutuum Finance is positioned to enter the market with momentum. By launch, Phase 6 buyers are expected to see a return of over 371%. Looking further ahead to 2028, the token’s structured utility in DeFi lending, its capped supply of 4 billion, and the growing traction of decentralized credit markets make it plausible that MUTM could trade within the $2.50 to $3.20 range.
This projection finds support in past crypto growth stories. Binance Coin (BNB), for example, traded near $15 in early 2020 before climbing above $600 in late 2021. That move represented an increase of around 3,900% within 18 months, showing how utility-driven tokens can accelerate under strong demand.
Mutuum Finance may not mirror BNB’s exact trajectory, yet its dual-market lending model and presale momentum set the foundation for comparable long-term growth.
Furthermore, crypto charts and historical market cycles suggest that well-structured DeFi protocols withstand market downturns better than speculative coins. Despite crypto crash phases or sudden shifts in the crypto fear and greed index, projects with tested utility often rebound stronger.
Consequently, Mutuum Finance may continue gaining adoption even during uncertain cycles, making it one of the best cryptos to buy now for long-term positioning.
Mutuum Finance Outlook
Mutuum Finance has combined solid security practices, presale traction, and innovative lending mechanics to anchor its entry into the DeFi space. The project is finalizing its core engine for deployment while preparing future expansions, including a USD-pegged stablecoin and a Layer-2 rollout.
Given the current presale momentum and its audited framework, Mutuum Finance (MUTM) is shaping up as one of the best cryptocurrency to invest in ahead of 2028. The opportunity to enter at discounted rates during Phase 6 is narrowing, and early participants are already seeing returns that point to the token’s longer-term promise.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance