Three years after leaving the U.S. market in 2022, Nexo is making a comeback. But this time, it’s not the same company.
Nexo says it has used the past few years to rebuild its business around strict U.S. rules. Instead of trying to grow quickly, it has focused on becoming fully compliant and meeting high legal and institutional standards.
What happened back in 2022?
In 2022, Nexo left the U.S. market, saying that rules were too unclear. Later, it paid $45 million to the Securities and Exchange Commission over its Earn Interest product.
Now, instead of fighting regulators, Nexo is working closely with them.
A key part of this new approach is its partnership with Bakkt. Bakkt provides secure systems for trading and storing digital assets. This helps Nexo focus more on safety and risk control rather than fast and risky growth.
Nexo is also using SEC-registered advisers, so its products follow U.S. investment laws.
What’s new in Nexo’s products?
The new Nexo platform is built mainly for long-term users rather than short-term traders.
It now offers both flexible and fixed-term yield options, allowing users to choose how long they want to lock their funds while staying within clear legal rules that help avoid past regulatory issues.
Nexo also provides non-liquidating credit lines, which let users borrow money in dollars or stablecoins by using their crypto as collateral without having to sell their assets.
This means they can access cash while still staying invested in the market.
In addition, the platform has made bank transfers easier by supporting ACH and wire transfers, helping users move money smoothly between traditional banks and crypto accounts.
Together, these features make Nexo more practical, safer, and easier to use for everyday investors.
The Trump factor
Nexo’s return reflects changes in U.S. politics and regulation. Co-founder Antoni Trenchev has supported the current political climate and even hosted Donald Trump Jr. in Sofia.
Under Gary Gensler, the SEC focused on strict enforcement, but this has recently shifted toward clearer guidance.
A new “Crypto 2.0” task force and a more positive stance on digital assets have created the clarity Nexo says it needed to return.
Remarking on which, a spokesperson for the company added,
“The current U.S. offering is structured differently and is delivered through appropriately licensed U.S. partners, including, where applicable, an SEC-registered investment adviser for advisory services.”
The market remains fearful
That said, Nexo’s return comes at a very difficult time for the crypto industry. By mid-February 2026, the Crypto Fear and Greed Index had dropped to 12, showing “Extreme Fear” among investors.
This reflects growing worry after months of falling altcoin prices.
While many people are afraid to invest, Nexo is showing confidence by making a large push into the U.S. market. This suggests the company believes the worst may pass and that long-term opportunities still exist.
Final Summary
- By working with SEC-registered advisers, Nexo is reducing legal risks for both itself and its users.
- Despite “extreme fear” in the market, Nexo’s U.S. push shows strong confidence in crypto’s future.