Key Insights:
- XRP news reveals whales transferred $3.8B to Binance, fueling short-term bearish pressure.
- Institutional moves from Deutsche Bank and Coinbase strengthen the XRP price long-term outlook.
- Stable exchange reserves suggest buyers are absorbing heavy sell-offs.
XRP price continues to paint red candles even as XRP news reveals that whales offloaded about $3.8 billion worth of the cryptocurrency into Binance since January 2026. XRP price dropped 5.3% in the last 24 hours to trade at around $1.40.
However, despite the huge XRP influx into Binance, the exchange reserves chart refused to crack, signaling buyers have soaked up the sell pressure.
Large holders moved roughly 3.8 billion XRP to Binance since the beginning of this year, according to on-chain data from CryptoQuant. The chart shows the cumulative whale inflow of XRP into Binance rising from January through February.
According to CryptoQuant analyst Arab Chain, this behavior means the large XRP investors are likely to redistribute liquidity or capitalize on anticipated price movements.
The chart also shows a rapid increase in XRP deposits to Binance in the first half of February, something Arab Chain notes signals a “growing appetite among whales moving their assets to exchanges”. The implication of this is potentially higher price volatility. Historically, exchange inflows are often followed by short-term price corrections.
XRP price has faced a non-stop downward push from these inflows, even as the larger market continues bleeding. Sellers have recently been at the helm, justin by the bearish dominance, which has been hammering down on breakout prospects.
Binance Reserves Show XRP Downtrend Has Been Heavily Cushioned
Despite the heavy selling pressure, the XRP reserves on Binance remained relatively stable after initial spikes, signaling that the market absorbed much of the dumping. The buyers, whether retail or institutions, stepped in aggressively
XRP reserves on Binance have remained relatively stable since late November 2024, despite heavy XRP price swings. The reserves had just over 2.5 billion XRP after 18 February, right after a sharp drop from 2.7 billion.
What’s more, the reserve balance has been dropping ever so slightly since peaking at 3.036 billion in October 2026. This shows XRP is being withdrawn from the exchange, but at a slower rate than inflows.
In short, reserves are declining while the XRP price remains near local lows. The price may continue downward (short squeeze) if demand fails to outpace the current rate of sell pressure.
Deutsche Bank Doubles Down on Ripple
Despite the selling pressure, the latest XRP news from local outlet Der Aktionar has confirmed that Deutsche Bank, a global banking titan, has ramped up Ripple ecosystem integration.
Deutsche, Germany’s largest bank, aims to revolutionize global payments using blockchain tech. To get this done, it will employ Ripple’s XRP Ledger infrastructure.
With Ripple tech integration, Deutsche Bank will upgrade cross-border payments, currency transactions, and storage of digital records on-chain. The integration of XRP into Germany’s largest bank further advances Ripple’s adoption. Moreover, it could positively impact the underlying asset, XRP.
Coinbase Adds XRP to Collateral List
Meanwhile, Coinbase has expanded its on-chain lending program, adding XRP alongside DOGE, ADA, and LTC as collateral options.
Qualified U.S. users can now borrow up to $100,000 in USDC against their XRP holdings without selling and triggering taxes. The list of assets also includes BTC and ETH in the lending pools.
The combination of heavy whale selling and growing institutional utility sends mixed signals to investors. Binance reserves have already shown that the dump has been largely absorbed, which adds a positive spin to XRP’s outlook.
Catalysts that could favor potential upside are now staking up with Deutsche Bank embedding Ripple tech and Coinbase boosting XRP’s utility. This will likely be reflected in XRP’s price action in the coming weeks.